Understanding Dual Contributions: Korean National Pension vs. U.S. FICA

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Understanding Dual Contributions: Korean National Pension vs. U.S. FICA Navigating social security systems across borders can be confusing—especially for employees working between Korea and the U.S. A recurring question is: Can someone pay into both Korea’s National Pension and U.S. FICA (Social Security and Medicare taxes) at the same time—and what happens if they do? This post breaks down how the Korea–U.S. Totalization Agreement works, what “coverage” means, and the consequences of dual contributions. 1. The Totalization Agreement at a Glance πŸ‡°πŸ‡·πŸ‡ΊπŸ‡Έ Since 2001, the Korea–U.S. Totalization Agreement has coordinated social security coverage between the two countries. Its primary goal is to: Prevent double taxation of social security contributions on the same income during the same time period Protect future benefit rights for cross-border workers Key principles: At any given time, only one country’s social security system applies to your wages C...
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🏑 How I Built a Backyard Privacy Screen with Amazon Finds (for Under $130!)

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🏑 How I Built a Backyard Privacy Screen with Amazon Finds (for Under $130!)

Let me tell you about one of my favorite little upgrades to our outdoor space—something that made our patio feel instantly more private, cozy, and bug-free. And the best part? I pulled it off with a few Amazon finds and spent less than $130 total. No drilling, no permanent changes, and no stress.

We’ve got a covered deck that’s surrounded by trees, which is lovely… until the bugs show up or I want a little more privacy during morning coffee. I didn’t want to install anything permanent, and I definitely didn’t want to spend $700 on a custom screen setup. So I started hunting for modular, renter-friendly solutions—and here’s what I ended up using.

🧰 The Items I Used

1. Freestanding Tension Rods – $40.48 (Link)

These were the backbone of the whole setup. I used the Goovilla Room Divider rods, which extend from floor to ceiling and lock into place with tension—no screws, no damage. They’re sturdy enough to hold a curtain rod and give you a clean vertical frame. I placed two at the corners of the deck to anchor the screen.

2. Extra-Long Curtain Rod – $47.51 (Link)

This one was a gem. It stretches from 30 to 254 inches, which gave me plenty of flexibility across the width of the patio. I mounted it horizontally between the tension rods and used the included end caps for a clean, modern look. It’s heavy-duty enough to hold outdoor curtains without sagging.

3. Mesh Outdoor Curtains (2 Panels) – $21.95 (Link)

I went with Draphelle’s black voile mesh panels. They’re extra wide (125" x 98") and waterproof, which is perfect for Alabama humidity. The mesh is breathable but dense enough to block bugs and soften the view. I hung them using the rod pocket and let them drape naturally—no pleating, no fuss.

4. Magnetic Curtain Weights – $19.43 (Link)

These were a last-minute addition, and I’m so glad I grabbed them. The LEVOSHUA magnetic weights clip onto the bottom of the curtains and keep them from blowing around in the wind. They’re rubber-coated, so they don’t scratch anything, and they’re totally reusable. I used six pairs across the two panels.

πŸ’΅ Total Cost: $129.37

That’s it. Four items, one afternoon, and a total spend of $129.37. 

πŸ› ️ How It All Came Together

🧩 Corner Anchors First
I started by placing tension rods at the outer corners of the deck. They locked into place easily—no tools needed—and felt secure right away.

🧱 Adding the Middle Rod Holder
To prevent sagging and give the mesh a cleaner line, I installed a middle curtain rod holder. This extra support kept the rod from bowing and helped the curtains hang evenly. It also added a subtle symmetry to the setup that I didn’t realize I’d appreciate so much.

πŸ“ Horizontal Curtain Rod Installation

Next, I mounted a curtain rod horizontally between the tension rods, adjusting the length until it fit snugly across the span. The rod sat flush and didn’t wobble, which was a good sign.

  


πŸͺŸ Hanging the Mesh Curtains
I slid the mesh panels onto the rod and let them fall naturally. The fabric was lightweight and sheer enough to let light through, but still gave us privacy and insect protection.

🧲 Grounding with Magnetic Weights
Finally, I clipped magnetic weights to the bottom hem of each curtain. They kept the panels from flapping in the breeze and gave the whole setup a tailored look

The whole thing took maybe an hour, and the transformation was instant. The patio feels more enclosed, more peaceful, and way more functional. I can sit outside without swatting bugs or feeling exposed to the neighbors. And because everything is modular, I can take it down or adjust it anytime.


🌿 Why I Love This Setup

  • No drilling or damage – perfect for renters or anyone avoiding permanent changes
  • Bug protection + airflow – breathable mesh keeps pests out while letting breezes in
  • Stylish privacy – the black-on-black tones blend beautifully with our outdoor furniture
  • Budget-friendly – under $130 for a setup that looks and feels high-end

If you’re thinking about refreshing your patio or porch, I can’t recommend this setup enough. It’s simple, flexible, and surprisingly elegant. And if you’re a planner-lover like me, I’d be happy to share a printable checklist or layout diagram to help you map it out.

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