Understanding Dual Contributions: Korean National Pension vs. U.S. FICA

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Understanding Dual Contributions: Korean National Pension vs. U.S. FICA Navigating social security systems across borders can be confusing—especially for employees working between Korea and the U.S. A recurring question is: Can someone pay into both Korea’s National Pension and U.S. FICA (Social Security and Medicare taxes) at the same time—and what happens if they do? This post breaks down how the Korea–U.S. Totalization Agreement works, what “coverage” means, and the consequences of dual contributions. 1. The Totalization Agreement at a Glance ๐Ÿ‡ฐ๐Ÿ‡ท๐Ÿ‡บ๐Ÿ‡ธ Since 2001, the Korea–U.S. Totalization Agreement has coordinated social security coverage between the two countries. Its primary goal is to: Prevent double taxation of social security contributions on the same income during the same time period Protect future benefit rights for cross-border workers Key principles: At any given time, only one country’s social security system applies to your wages C...

What I Liked as a Kid—and What That Says About Me Now

What I Liked as a Kid — And What That Says About Me Now

“What did you like when you were a kid?”

That’s what my son asked me recently. He’s still in elementary school, full of curiosity and surprising wisdom. I paused—surprised more by the question's depth than by my own lack of an immediate answer.

I didn’t grow up with a standout talent. No trophies for piano recitals. No natural athletic streak. No artistic flair that turned heads. But what I did like was being good at school.

Not because it came easily. Not because I was naturally gifted. But because I could earn it. Good grades didn’t need money or privilege or brilliance—they needed focus, consistency, and quiet determination. That was something I could cultivate, even when everything else felt outside my control.

School was my structure. My safety net. My validation. It was how I built self-worth when support systems were limited and resources were scarce. It showed me that effort could translate into progress—and that became a central belief I carried into adulthood.

Yesterday, after a work meeting that didn’t go so well, those feelings resurfaced. I felt like I’d let myself down. No harsh feedback, just a nagging sense that I hadn’t shown up as the best version of myself.

Shame crept in—not loud or dramatic, just subtly, like a shadow around the edges. And then, my son’s question echoed again. I realized: my strength has never been in perfection. It’s always been in persistence.

Being good at school didn’t mean being flawless. It meant showing up. It meant trying again. It meant believing that consistent effort has value.

And maybe, on days when my confidence falters, that reminder is more important than ever.


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